CRA Capital Commercial Lending
Loan programs

Hard Money Loans in San Antonio & Texas

Asset-based private lending when banks can't move fast enough.

Quick answer

Hard money loans come from private lenders and are based mainly on the property's value rather than your income or credit history. They close quickly and flex on situations banks won't touch, in exchange for higher rates and shorter terms.

Who it's for

  • Investors buying distressed or fix-and-flip property
  • Borrowers with credit or income issues a bank won't accept
  • Anyone facing a tight closing deadline

Common uses

  • Fix-and-flip and renovation projects
  • Distressed or vacant property
  • Quick purchases and auctions
  • Short-term payoff of a problem loan

How CRA Capital helps

  1. 1

    Tell Chris about the deal

    Share the property, the amount you need, and your timing. A quick call is usually enough to know if it's a fit.

  2. 2

    Get matched with the right lenders

    Chris reviews the request and shops it to lenders that actually do this kind of loan, from banks and SBA lenders to private capital.

  3. 3

    Close with guidance the whole way

    You get help with documents, lender questions, and timing so the loan keeps moving to closing.

Track record

Recently funded by CRA Capital

See all funded deals
Aerial map of a 14.33 acre land parcel in Pflugerville, Texas$325,000

Land Refinance

14.33 Acres of Land

Pflugerville, TX

Automotive and collision repair center in San Antonio, Texas$852,036

Commercial Refinance

Automotive & Collision Center

San Antonio, TX

Multi-story glass office building in Houston, Texas$3,200,900

Office Building Purchase

Office Building

Houston, TX

Frequently asked

Hard Money Loans questions

Start a conversation

Tell us about your deal.

Share a few details and Chris will review your request. Prefer to call? Reach him directly at 210-527-7861.