How long is a bridge loan?

Bridge loans are short-term by design, commonly a few months to a few years. The key is a clear plan to pay it off.

Are bridge loans more expensive?

Generally, yes. You're paying for speed and flexibility. Chris will help you weigh the cost against the opportunity.

What's the difference between a bridge loan and a hard money loan?

They overlap. Hard money usually refers to private, asset-based lenders focused mostly on the property. Bridge loans can come from private lenders or institutions.

Loan programs

Bridge in San Antonio & Texas

Short-term financing when speed and flexibility matter.

Get a Loan Quote 210-527-7861

Quick answer

A bridge loan is short-term financing that carries you until permanent financing or a sale is in place. It's used when a deal needs to close fast or a property isn't ready for a traditional bank loan yet.

Who it's for

Buyers who need to close faster than a bank allows
Investors repositioning a vacant or underperforming property
Owners waiting on a sale, lease-up, or permanent loan

Common uses

Time-sensitive acquisitions
Value-add and lease-up projects
Paying off a maturing loan while you refinance
Auction and discounted purchases

How CRA Capital helps

1
Tell Chris about the deal
Share the property, the amount you need, and your timing. A quick call is usually enough to know if it's a fit.
2
Get matched with the right lenders
Chris reviews the request and shops it to lenders that actually do this kind of loan, from banks and SBA lenders to private capital.
3
Close with guidance the whole way
You get help with documents, lender questions, and timing so the loan keeps moving to closing.

Track record

Recently funded by CRA Capital

See all funded deals

Aerial map of a 14.33 acre land parcel in Pflugerville, Texas

$325,000

Land Refinance

14.33 Acres of Land

Pflugerville, TX

Automotive and collision repair center in San Antonio, Texas

$852,036

Commercial Refinance

Automotive & Collision Center

San Antonio, TX

Multi-story glass office building in Houston, Texas

$3,200,900

Office Building Purchase

Office Building

Houston, TX

Frequently asked

Bridge questions

Other loan programs

Commercial Purchase Refinance DSCR Loans Land Loans Construction SBA Hard Money Loans Equipment Financing Business Lines of Credit

Start a conversation

Tell us about your deal.

Share a few details and Chris will review your request. Prefer to call? Reach him directly at 210-527-7861.